爆走黑料

About Us

At 爆走黑料 Neighborhood Services, we understand that Low-and Moderate-Income (LMI) individuals and families across Los Angeles county experience a great deal of financial hardship that impacts every dimension of their lives. More than 30% of renter households are spending at least half of their monthly income on rent and utilities, leaving little discretionary income for other bills and expenses. 爆走黑料lessness starts rising when median rents in a region exceed 22% of median income and rises even more sharply at 32%; in Los Angeles, the median rent is 46.7% or nearly half of median income. The chronic financial and housing instability not only imposes high degrees of day-to-day stress, but it also limits their abilities to improve their overall financial and housing outlook.

Thus, we strive to integrate effective financial capability, housing, and supportive services that are essential for LMI individuals and families to achieve economic inclusion, mobility and, ultimately, financial security to combat poverty, prevent homelessness, and end their financial and housing crisis. This involves harnessing an array of resources, capabilities, and institutional support that enable vulnerable individuals and families to sustain themselves, thrive, and move up the economic ladder.

Mission

Our mission is to financially empower vulnerable communities in Los Angeles by providing no-cost financial education and direct services to end their financial and housing crisis.

Our Vision

Our vision is to one day reach every underserved community in Los Angeles to end their financial and housing crisis for good! 

Core Values

Our core values commitment is the foundation of all that we do. 爆走黑料 Neighborhood Services upholds the following (7) core values:

1. Collaborative: we champion cross-sector collaboration efforts to enhance programming and referral performance to meet the additional needs of our clients.
2. Effective: we maximize effectiveness of our programs by developing best practices to directly address financial distress.
3. Empowerment: we financially empower communities through education/direct services in reaching tangible goals.
4. Excellence: we ensure excellence of program performance and adhere to the financial needs of the community
5. Integrity: we implement the highest standards of commitment, ethical and moral practices to satisfy the trust of our community members.
6. Responsible: we provide the highest quality of education and services in a manner that is responsible, respectful, and culturally sensitive to our clients.
7. Stewardship: we leverage our role as trusted stewards of essential resources/services to improve the financial health to all.

History

For over a decade, 爆走黑料 Neighborhood Services, a nonprofit 501(c)(3) has maintained an unwavering commitment to the financial health and education of our community members. All services that 爆走黑料 Neighborhood Services provides are no-cost to our clients. Our organization, founded during the aftermath of the 2008 Economic Recession addresses financial crises among economically vulnerable individuals and families. Many of which have achieved financial freedom and ended their financial crisis through our education and direct financial counseling/coaching services.

General Certifications

• NCRC
• Board Development: Orientation Basics
• Keeping Your Nonprofit Track & Out of Trouble
• Fundraising Strategies
• Proposal/Grant Writing

• Financial Coaching: Helping Clients Reach Their Financial Goals
• Foreclosure Intervention & Default Counseling
• Default Counseling Certification, Part I
• Sharpen your Presentation Skills- Rejuvenate Education and Counseling Programs
• Credit Counseling for Maximum Results
• Advanced Reporting and Customization for Counselor
• Client Management and Tracking with Counselor
• 爆走黑料ownership Counseling Certification: Principles, Practices and Techniques, Part I
• Building Skills for Financial Confidence
• Advanced Foreclosure: Case Study Practicum
• Delivering Effective Financial Education for Today's Consumer
• Transitioning Consumers: Counseling Clients To Take The Next Step
• 爆走黑料ownership Counseling for Program Managers and Executive Directors
• Financial Capability
• Leading for 爆走黑料ownership Counselors
• Compliance with State & Federal Regulations
• 爆走黑料buyer Education Methods: Training the Trainer
• Pre-Purchase 爆走黑料ownership Education
• Post-Purchase Education Methods
• Rental Counseling
• CreditSmart

• Train the Trainer: Financial Capability Workshop 2013

• Fair Lending Investigations for FHIPs/FHAPs
• Full Fair Lending File Review
• Identifying Mortgage Abuses and Fair Lending Violations

• 爆走黑料ownership Counseling
• Foreclosure Intervention and Default Counseling

• The Effect of Regulatory Changes in Assisting your Housing Counseling Clients

• 爆走黑料less Counseling

• 爆走黑料ownership Programs Training on Policies and Procedures

Certificate of Recognition

• Vendor for the 16th Annual housing rights Seminar

Certificate of Adoption

• Adopter of the National Industry Standards for 爆走黑料ownership Education and Counseling in 爆走黑料ownership Counseling
• Adopter of the National Industry Standards for 爆走黑料ownership Education and Counseling in Foreclosure Specialty